Best Internet Banking Online Casinos in Nigeria 2024

Best Internet Banking Online Casinos in Nigeria 2024

Undoubtedly, the COVID-19 pandemic changed how people went about their day-to-day activities, including playing casino games. With lockdowns and other restrictions that limited players from visiting physical businesses such as banks and land-based casinos, many people were forced to switch to using such services online. In the case of online casinos, to play real money games, people had to pick from different payment methods, including using eWallets, cryptocurrencies, debit/credit cards, internet banking, and prepaid cards, to transact.

Out of all these payment methods, internet banking remains one of the most misunderstood. Also known as online banking, internet banking enables players to move their funds from their bank accounts to internet banking online casinos in Nigeria without the need to visit their banks. It’s a self-service portal where you log in and conduct a transaction, including making payments to online casinos.  

Despite being easy to use, online casino internet banking remains challenging to most players because of ignorance. Many think because technology is involved, it becomes complicated. On the contrary, using this service is as easy as sending money to your friend using your mobile phone. On this page, you will learn how you can make payments to an online casino using internet banking. You will also discover the pros and cons of using it as a payment method, the bonuses you can claim at internet banking online casino sites, and the games you can also play on such platforms. 

Best Internet Banking casinos JULY 2024

CasinoWelcome OfferRatingBonusVisit
USSD payment option
122 Bet22 Bet ReviewGet up to $300 on your first deposit!
$300Players from US welcomePlay now!
2GGbetGGbet ReviewUp to $1000 on your first three deposits!
$1000Players from US welcomePlay now!
3N1 CasinoN1 Casino Reviewup to $400 on your first four deposits!
$400Players from US welcomePlay now!
Interswitch payments
4ParipesaParipesa ReviewGet up to NGN750,000 on four deposits!
NGN750,000Players from US welcomePlay now!
5BetwinnerBetwinner Review$1500 on your first four deposits!
$1500Players from US welcomePlay now!
61XBet1XBet ReviewUp to ₦150,000 on four initial deposits!
₦150,000Players from US welcomePlay now!
7Zodiac BetZodiac Bet ReviewGet up to ₦440,000 on four deposits!
₦440,000Players from US welcomePlay now!
Huge bonus!
8BC.GameBC.Game ReviewUp to ₦101,630,000 bonus on four initial deposits!
₦101,630,000Players from US welcomePlay now!
9BitkingzBitkingz ReviewGet up to 20% cashback every day!
20% cashbackPlayers from US welcomePlay now!
10BitStarzBitStarz ReviewClaim up to ₦230,000 on your first four deposits!
₦230,000Players from US welcomePlay now!
11WazambaWazamba ReviewUp to ₦250,000 on the first deposit!
₦250,000Players from US welcomePlay now!
12Nine CasinoNine Casino ReviewUp to ₦225,000 on three deposits!
₦225,000Players from US welcomePlay now!
Elishama A. Written & published: 15.04.2023 By author Elishama A.
Brad I. Reviewed & updated: 14.07.2024 By gambling expert Brad I.

General info about Internet banking

Also known as online baking, internet banking exists entirely online. The service lets you access a wide range of banking services without visiting a bank physically. Make Internal Funds Transfers (IFTs), Electronic Funds Transfers (EFTs), cross-currency transactions, SWIFTs, and RTGs from the comfort of your home.

IFTs involve sending money to other members of the same banking network. EFTs and RTGs are meant to facilitate transactions between two banks. For example, send money to Citibank from Standard Chartered. The only difference between the two comes about in the transaction times. EFTs can take up to 3 business days to be processed, while RTGs take 24 hours or less. When making online casino internet banking transfers, you will use SWIFTs. A SWIFT transaction makes international bank transactions possible. 

Of course, to use internet banking, you must have an account with a bank that offers the service. While there are several financial institutions in Nigeria, not all of them provide internet banking services.

Getting started with Internet banking

Once you identify a bank with the service, open an account and ask them to enable internet banking services. It takes about ten minutes to set you up with the internet banking service takes about ten minutes. For the bank to complete this, you must provide them with a copy of your ID, passport photos, and phone number. Passport photos can be taken on the spot using your mobile phone’s camera.

You can always provide the bank with a phone number that is not functional, but you must remember that for every transaction to go through, you will have to authorise it using One Time Passwords (OTPs). As the name suggests, these passwords are only used once to authenticate a request to complete a transaction. Once used, they are no longer valid. Furthermore, they are only valid for five minutes after being sent to your phone number. This is why you should ensure you provide a valid number when registering. 

Deposits to online casinos with Internet banking

As stated, depositing to an online casino with internet banking is an easy and straightforward process. If you have ever sent money to your friend through mobile banking, it’s the same process. The only difference for this is that it is conducted over the internet. Before completing the transaction, you will need these details for the recipient; account name, account number, and SWIFT code. Once you have them, follow the steps below to complete your deposit.

  • Log into your internet banking portal and proceed to the “send money” section. Select the “international transfer” option
  • Under this, you will be required to enter a few details. Select the source of funds (your account number with the cash) and enter the details for the online casino (the recipient). The details required include account name, number, and SWIFT. All this information can be found under the casino’s banking page after you’ve selected the internet banking option
  • Once you are satisfied with the information provided, enter the amount you’d like to deposit and select “continue.” This will send you a One Time Password to your mobile phone. Enter it to complete/confirm the transaction.  

Withdrawal from online casinos with Internet banking

An online casino with Internet banking withdrawal lets you cash out your winnings back into your bank account. The process is the opposite of depositing and involves the following:

  • Log into your online casino account and select the withdraw option. Select the internet banking option. You will be redirected to a second page.
  • Provide the required information. This includes the name you used to register your bank account, your bank account number, and the Swift details (for your bank).
  • Once you have entered the details, enter the amount you would like to cash out and confirm the transaction.

It’s important that your name and account number match. If you misspell your name accidentally, the withdrawn funds will automatically be put into “lien.” You will then have to follow up with the real money online casino to share documents proving you were the intended beneficiary of the funds. It can be a hectic and frustrating process.

Also, most people at the banks are quite ignorant when it comes to international bank transfers. It’s advisable that you visit the bank manager and ask them to patch you through to the Swift team to help you with the Swift details.

Deposit and withdrawal times

Deposits made through internet banking to online casinos will take between 5 and 24 hours to complete. Withdrawals, on the other hand, vary depending on your bank. Some transactions can be processed within 48 hours or less. Others can take up to five business days to be completed. This time frame includes the pending period where the online casino reviews the withdrawal request before processing it.

Bank transfer fees

Fees are quite common with internet banking. Some banking institutions will charge you a small transaction fee when you deposit. High roller online casino deposits are mostly free, although you must pay a small withdrawal commission.

Bank wire online casino games

Playing the latest and best casino games has never been as easy as in this digital era. Online casinos have evolved over the past two decades to become one of the most preferred ways to enjoy the thrills and spills offered by games otherwise limited to the casino floor. You can now play online casino games for free or real money from the convenience of your home. Pick up your mobile device, and visit a reputable and licensed online casino to start playing real money games. You don’t have to download any special software. Simply use your device’s browser to enjoy all the action in an optimised gaming environment.

Any top-rated online casino should have a lobby packed with multiple versions of slots, roulette, blackjack, baccarat, and many other games. These games are usually audited at reputable online casinos to ensure a fair gaming experience. Furthermore, they are powered by renowned, accomplished, and competitive software providers such as Microgaming, NetEnt, Pragmatic Play, iSoftBet, Yggdrasil Gaming, and many more.

If you would rather have a more realistic casino experience, live dealer games are there to make this happen. All the popular card and table games can be played in a live format, just like at the brick-and-mortar establishments, and can be accessed under the live casino section. Most of the top-rated live dealer casinos are powered by Evolution Gaming, Ezugi, Pragmatic Play and several other providers. 

  • slots

    Online slots

    By teaming up with renowned software providers, top-rated internet banking online casinos in Nigeria are able to bring you a wide variety of video slots to pick from. These games come with visually stunning graphics and immersive gameplay and offer you an opportunity to win big, even from small bets. Playing casino slots online will let you enjoy classic titles such as Starburst (NetEnt), Cash Melon (IGT), 5 Line Jokers (Novomatic), Tetris Super Jackpots (WMS), and many more. 

    There are also modern video slot games with 5 reels or more and many ways of winning. You can play games such as Big Bass Bonanza (Pragmatic Play) and its several other sequels, Avalon (Microgaming), or Dr. Jekyll and Mr. Hyde (BetSoft Gaming). The list of modern video slots has over 10,000 games to pick from.

    If you are after the big kicks, you should check out progressive jackpot games. These have a prize that keeps growing every time someone plays the game until a lucky player walks away with everything. You can play games such as Mega Moolah (Microgaming), Mega Fortune Dreams (NetEnt), or Age of the Gods (Playtech) to try your luck. 

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  • roulette

    Online roulette

    Roulette is a popular game among Nigerians and can be found virtually in almost all minimum deposit online casinos that support internet banking as a payment method. Part of the game’s appeal involves the risk factor and the fact that players rely heavily on the chance to determine the outcome of a spin. A roulette ball is thrown against a spinning wheel; it bounces before finally settling in any one of the pockets. The other reason why it is popular is that it offers a wide bet limit. You can play roulette and win big for as little as $0.10 and as much as $5000. 

    Many people will tell you that, like video slots, the results in online roulette lie totally in the hands of Lady Luck. Not even professionals can accurately predict where the roulette ball will land with every spin. And when playing the RNG-based game, it becomes even harder as the game’s outcome is determined using RNG software. Some of the recommended roulette games include Frankie Dettori Roulette (Playtech), Lucky Roulette (Belatra), and American Roulette 3D (Evoplay).

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  • blackjack

    Online blackjack

    Also referred to as Beat the Dealer or 21, your objective as you play online blackjack is to form a hand that is stronger than the dealer’s without going above 21 points. If you exceed the 21 mark, you automatically lose even if the dealer’s hand is above 21. If the dealer’s hand goes above 21 while your hand value is below 21, you win. Number cards 2, 3, 4, 5, 6, 7, 8, 9, and 10 retain their face value, while K, Q, and J are all valued at 10. The Ace can be 1 or 11; deciding which gives you an edge over the casino is up to you.

    These are the basic rules of playing blackjack online, and it’s easy to see why many players flock to it. These rules are easy to understand and implement. There are plenty of games to pick from. Whether you are after a good old-fashioned classic game or games with side bets, there is plenty to pick from. Some of the games you can play online include Multihand Blackjack (BGaming), Double Exposure (BGaming), American Blackjack (BetSoft Gaming), and many more. 

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  • live dealer

    Live dealer casino games

    Live gaming action is only a tap away. Through live dealer casino games, you can play in an atmosphere that mimics an actual brick-and-mortar establishment. Live dealer casinos bring the best of technology and real action to bring all the fun to you. Software providers such as Pragmatic Play, Evolution Gaming, Ezugi, and many others use an excellent combination of tailor-built studios that mimic actual casinos, an army of professional dealers, and user-friendly software to entertain you.

    Through live dealer casinos, you can play blackjack, roulette, baccarat, and dice in different variations. There are also game shows where dealers bring you all the fun, from classic TV shows to you. You can play Deal or No Deal, Lightning Roulette, Infinite Blackjack, Dream Catcher, and many more. 

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Pros and cons of Internet banking

Access to your bank account 24/7. You can use your tablet or mobile phone to transact whenever you feel like as long as you have an internet connection
Self-service. You don’t have to wait for someone to complete the transaction on your behalf. Log into your bank account and complete the transaction within minutes
Banking with low-zero fees. Since there are no overheads associated with internet banking, the fees tend to be low 
Better transaction limits. This is especially true when you compare them to other payment methods, such as eWallets
Safe and secure. This is possible due to the fact that you must enter a One Time Password (OTP) to complete the transaction
It can be unreliable. Its over-dependence on the internet means you must be connected to complete a transaction
It can be risky to use. This is especially true if someone has access to your email or mobile phone since they can authorise the transaction 

Internet banking alternatives for casino players from Nigeria

Payment method Link to read
🔥 Naira Mastercard Read more
💳 Visa Read more
📲 USSD Read more
₿ Cryptocurrency Read more
📳 Opay Read more
💰 interswitch Read more
⚡ Neteller Read more
⭐ Skrill Read more
🤵 Agent deposit Read more


Internet banking as an online casino payment method is considered among the most reliable. The payment method has been there for more than a decade and is virtually supported by nearly all online casinos in Nigeria. You’d be hard-pressed to find an online casino that doesn’t support internet banking either for deposits or withdrawals. This is because it is a reliable option, offering high deposit and withdrawal limits than other payment methods such as eWallets. 

While the transactions might reflect in your bank statement, which many people might find unattractive, you are assured of getting your winnings from Internet banking online casinos in Nigeria. These transactions will be processed within 48 hours for most online casinos, while others take up to 5 business days. Lastly, some top-rated Internet banking online casinos in Nigeria offer bonuses for using this option as your payment method. You should endeavour to find such sites, and before claiming the offer, ensure you read through the T&Cs.

Internet banking FAQ

What is Internet banking?

Also referred to as virtual banking, online banking, or e-banking, internet banking is the electronic transfer of funds from one bank account to another. In most cases, the financial institution you bank with will have a platform where you can log in and conduct the services independently.

Do all online casinos have an Internet banking option?

No, not all online casinos support internet banking as a payment or withdrawal option. If you want to know whether an online casino supports internet banking, visit the banking section. You can also visit some of the online casinos we recommend on this page.

Are there any Internet banking fees?

This is an open-ended question because some online casinos don’t charge fees, while others do. However, the best online casino that accepts Internet banking will have low-zero fees.

How fast are Internet banking withdrawals?

Internet banking withdrawal time frames vary depending on the bank with which you have an account. Some payments are processed in under 24 hours, while others can take up to 3 business days to be completed.

Can I send money to casinos with Internet banking?

Yes, it is possible to send money to casinos with internet banking. However, to complete this, you must ensure that the brand you are visiting is an internet banking online casino. You must also have the account number of the online casino site, which you will use to send the cash.

Is it a safe payment option?

Yes, internet banking is a safe and secure payment and withdrawal option. In addition to using state-of-the-art encryption technology, the One Time Password (OTP) protection system ensures only you can authorise a transaction. The OTP can be sent to your mobile phone or email address.

Can I use Internet banking in mobile casinos?

Internet banking online casinos in Nigeria support this payment method on desktop and mobile platforms. Log into your online casino account using your mobile device and proceed to the baking section as you would on your desktop. Follow the same procedure of depositing or withdrawing to complete the transaction through your mobile device.