Best ATM Deposits Online Casinos in Nigeria 2024

Best ATM Deposits Online Casinos in Nigeria 2024

The iGaming niche in Nigeria has seen immense prosperity over the years since more and more players are betting online in the country. That growth carries a swarm of online casinos and casino payment methods penetrating the market. As a result, you’ll find diverse banking options at NG online casinos, but very few come close to ATM deposits. So, if you prefer safety, security, speed, and convenience, ATM deposits to online casinos in Nigeria are the way to go. In addition, with ATM deposits, you don’t share your sensitive card information online, thus avoiding online fraud risks.

Besides that, using ATMs to deposit to your favourite online casinos is easy, and this option is widely accepted by top-rated casino operators. This article will help Nigerian gamblers learn more about ATMs, how to deposit via the payment method, the fees involved, and their pros and cons. Also, players will find alternative withdrawal options to ATMs and the best online casinos that accept ATM deposits. Read on to learn more.

Best ATM Deposits casinos MAY 2024

CasinoWelcome OfferRatingBonusVisit
USSD payment option
122 Bet22 Bet ReviewGet up to $300 on your first deposit!
$300Players from US welcomePlay now!
2GGbetGGbet ReviewUp to $1000 on your first three deposits!
$1000Players from US welcomePlay now!
3N1 CasinoN1 Casino Reviewup to $400 on your first four deposits!
$400Players from US welcomePlay now!
Interswitch payments
4ParipesaParipesa ReviewGet up to NGN750,000 on four deposits!
NGN750,000Players from US welcomePlay now!
5BetwinnerBetwinner Review$1500 on your first four deposits!
$1500Players from US welcomePlay now!
61XBet1XBet ReviewUp to ₦150,000 on four initial deposits!
₦150,000Players from US welcomePlay now!
7Zodiac BetZodiac Bet ReviewGet up to ₦440,000 on four deposits!
₦440,000Players from US welcomePlay now!
Huge bonus!
8BC.GameBC.Game ReviewUp to ₦101,630,000 bonus on four initial deposits!
₦101,630,000Players from US welcomePlay now!
9BitkingzBitkingz ReviewGet up to 20% cashback every day!
20% cashbackPlayers from US welcomePlay now!
10BitStarzBitStarz ReviewClaim up to ₦230,000 on your first four deposits!
₦230,000Players from US welcomePlay now!
11WazambaWazamba ReviewUp to ₦250,000 on the first deposit!
₦250,000Players from US welcomePlay now!
12Nine CasinoNine Casino ReviewUp to ₦225,000 on three deposits!
₦225,000Players from US welcomePlay now!
Martin M. Written & published: 08.04.2023 By author Martin M.
Brad I. Reviewed & updated: 15.05.2024 By gambling expert Brad I.

General info about ATM deposits

ATM casino deposits are popular in Nigeria since most players have bank accounts with top Nigerian banks such as Zenith, GT Bank, First Bank of Nigeria, Access bank, Diamond Bank, etc. These banks usually issue users debit cards (commonly known as ATM cards in the country) to enable online shopping and paying bills to merchants. A perfect example of a merchant is online casinos. With this payment method, players can enjoy iron-clad security measures since the issuing financial institutions have tight safety protocols to protect their client’s funds and financial data from any breaches. In addition, while playing at an ATM minimum deposit casino, you don’t need to share your debit card details. As such, you reduce your risk of online fraud.

Great accessibility of ATMs for online gambling

Another thing is ATMs (automated teller machines) are easily accessible, especially if you stay in big towns and cities like Ibadan, Lagos, Abuja, Port Harcourt, Benin, etc. Therefore, you can easily walk to your bank’s nearest ATM and fund your online casino account. However, a few requirements exist before depositing and playing your favourite casino games at ATM deposits casino in Nigeria. First, your debit card/bank account must have funds. Secondly, you must have your casino’s unique ATM payment code or merchant code to enable the transfer of funds. Also, you’ll need your player’s account user ID for the funds to appear in your real money casino account.

Using this deposit option is relatively easy and fast, but you shouldn’t share your debit card’s PIN with anyone, as you risk exposing your account to unauthorised users. Unfortunately, this deposit option isn’t available for withdrawals. Hence, you’ll need to look for cashout options after winning. Fortunately, we’ve discussed the best payout alternatives to ATMs on this page to help you choose reliable and fast payout methods. ATM deposits are instantaneous, but players will incur some costs while depositing at their ideal online casino with ATM deposits. However, the best part about this payment option is that players can deposit and play real money games with nairas. So, players need not worry about currency conversion charges.

ATM Deposits quick facts

⚡ Type Offline payment method
💳 Deposit Yes
⚡Deposit time Instant
💰 Withdrawal No

ATM deposits to Nigerian online casinos

If you’re new to this payment option, we’ll guide you on online depositing at the best ATM deposit casino sites. Nevertheless, before getting there, you should prepare a few things as mentioned above. First, open a bank account and get an ATM card if you don’t have one. Also, fund your bank account, contact your casino to obtain its unique payment code, and have your player ID ready (not to be confused with your username). If you don’t have an account with any online casino that accepts ATM deposits, create one beforehand. That said, here’s a step-by-step procedure for making deposits to online casinos that accept the ATM payment option:


Find a proper ATM

Insert your debit card (Visa or Mastercard) into the required slot and enter your PIN. Depending on your ATM, you should see the following options: Pay Bill, Quickteller, or Fund Wallet. Select whichever option is available. A list of merchants (online casinos) will appear. The casino operators you’ll see have partnered with banks to enable casino deposits. If you don’t see your ATM deposit casino, tap “Others” or “Pay Merchant.”


Type in your casino’s special ATM payment code

Your ATM deposit online casino will have provided this code beforehand.


Enter your casino reference number or user ID

Type it in, and your name should appear on the screen. If a different name appears, you’ve entered the wrong player ID. Cancel the process and start over.


Enter how much you wish to deposit

ATM minimum deposit casino sites will allow deposits from as low as 100 or 300 nairas, depending on the casino. Fill in your mobile number and tap Proceed to complete the deposit. Lastly, you’ll receive confirmation that the deposit was successful.

While depositing, you can claim ATM deposit casino bonus offers if your operator provides any. Please note that playing with a bonus is optional, and sometimes a larger deposit than the min dep is required to trigger the reward. In addition, ensure you’ve read your bonus terms and conditions regarding wagering requirements, expiry, max cashout, etc.

ATM deposit transaction times and fees

Depositing via ATM is not only safe and secure but also fast. The top ATM deposit casinos in Nigeria usually offer instant deposit transaction times. That means your funds will reflect immediately to your casino account, and you can start playing your ideal table games, progressive jackpots, online slots, or live dealer games for real money. Regarding fees, in most cases, the best casino sites online that accept ATM deposits will not charge players any deposit fees. Still, you may find some ATM casinos in NG charging some fees for processing player deposits. Notably, if you choose to deposit via ATMs, you’ll incur some charges from your bank. As such, a 100-naira fee will be deducted from your account for using this deposit option.

Alternative withdrawal options in Nigerian casinos

Unfortunately, as mentioned above, players cannot request payouts via the ATM deposit option. Hence, they’ll need to look for alternatives like the ones discussed below. Typically, the top online casinos that accept ATM deposits in NG offer diverse payment methods, including e-wallets, credit cards, mobile payment options, and cryptocurrency alternatives. Please note that when requesting withdrawals, you may be required to complete KYC verification before the cashout request is processed. 

The process can take about three days, and from there, the fastest payout online casinos in NG should process your withdrawals within 24 hours. That being said, we’ll review some of the best cashout alternatives in Nigerian online casinos, considering their reliability and security, withdrawal speed, transaction costs, and convenience, among other elements. These are the best withdrawal alternatives to look out for:

  • mastercard

    Naira Mastercard

    The Naira Mastercard is a popular payment option in Nigeria, especially for online casino transactions. It’s a debit card issued by Nigerian banks like GT Bank, Zenith, Diamond Bank, etc., and is widely accepted by online casinos and other merchants globally. The Naira Mastercard is considered a safe and secure payment option since it has advanced security features, such as chip and pin technology, to prevent fraud and unauthorised access. Also, the Naira Mastercard provides fast transaction times. Online casino players can easily deposit and withdraw funds into and from their casino account using the card in naira. Deposit transactions are processed instantly, and the funds are available immediately.

    Regarding withdrawals, the winnings can take 2-7 days to reach you. Once your winnings reach you, you can withdraw the cash from ATMs. Notably, the transaction costs are relatively low with the Naira Mastercard, and the fees vary depending on the issuing bank. Using the Naira Mastercard is easy. With the card, transaction limits may vary depending on the issuing bank, but most banks set a daily limit of about N3,000,000 on online transactions made using the Naira Mastercard. That’s a reasonable limit for most punters.

    Read more

  • opay


    OPay is a Nigerian mobile payment processor popular among online gamblers for its speedy transaction times, free deposits, reliability, and security. To use OPay, you must create an account with the provider by downloading the mobile app from respective stores (iOS and Android). You can later link your OPay to your bank or debit card to fund it and then make online casino deposits and withdrawals. Deposits are instant and free, while withdrawals take about 24 hours to reach you. 

    Furthermore, the payment provider uses advanced security features such as two-factor authentication, SSL encryption, and secure servers to protect customers’ financial information. OPay generally charges affordable withdrawal fees that are competitive with other payment processors in Nigeria. With OPay, players can transact about N100,000 daily. The OPay mobile app also lets players track their spending easily while gambling online.

    Read more

  • cryptocurrency


    Due to numerous player-friendly advantages, cryptocurrencies have gained widespread popularity among Nigerian online casino players. Bitcoin is the most widely accepted cryptocurrency, with Ethereum, Litecoin, and Tether also available as payment options in NG online casinos. Cryptographic blockchain technology ensures these payment options are highly secure and practically impossible to hack. Therefore, players can enjoy playing with peace of mind knowing that their transactions are safe and secure. Furthermore, cryptocurrencies offer lightning-fast transaction processing times, with deposits and withdrawals processed almost instantly. Payouts can take only a few minutes (less than an hour) to reflect in players’ accounts.

    The transaction fees associated with these payment options are generally low, and in some cases, there are no transaction charges. This makes cryptocurrencies a cost-effective and efficient payment option for NG punters. Also, cryptocurrency options support high deposit and withdrawal limits. These payment options are decentralised, meaning players can easily make large deposits and withdrawals, making them ideal for high rollers. However, like in any other market, cryptocurrencies are subject to price fluctuations. Still, players can mitigate this risk using stablecoins like Tether, whose value is pegged to the US dollar.

    Read more

Pros and cons of ATM deposits

Safe and secure payment option
Instant deposit times
The payment option works offline
Players can claim ATM deposit casino bonus offers
Widely accepted by online casinos in Nigeria
You don’t need to share or enter your card details while making a deposit
No convenience of online transactions. You have to visit a physical ATM to make a deposit
Not available as a withdrawal option
Players will incur some deposit fees

ATM deposits alternatives for casino players from Nigeria

Payment method Link to read
🔥 Naira Mastercard Read more
💳 Visa Read more
📲 USSD Read more
₿ Cryptocurrency Read more
📳 Opay Read more
💰 interswitch Read more
⚡ Neteller Read more
⭐ Skrill Read more
🤵 Agent deposit Read more
🔒 Internet banking Read more


ATM casino deposits are famous in Nigeria since players enjoy top-notch security and don’t need to share critical card information online. Moreover, this payment option is easily accessible by most NG punters since numerous top Nigerian banks offer ATM debit cards. Above all, ATM deposits to online casinos in Nigeria are instant, meaning you can’t start real money gambling immediately. 

Nevertheless, this payment option doesn’t support payouts from online casinos, and players will incur deposit fees (generally low). Luckily, we’ve highlighted some of the best withdrawal alternatives, such as OPay, Naira Mastercard, and cryptocurrency options, to cash out your winnings quickly and smoothly. In summary, ATM is an excellent payment option for players who want privacy and don’t mind visiting the nearest ATMs to make casino transactions.

ATM deposit casinos FAQ

What is an ATM deposit?

It's the transfer of funds from your debit card on an ATM to your preferred casino's unique payment code.

Which casinos accept ATM deposits in Nigeria?

This payment option is famous in Nigeria. As such, you'll find many casinos accepting it. However, on this page, you'll discover the best ATM deposit casinos in Nigeria.

Is it a safe payment option?

Yes. ATM card issuers (banks) usually have tight security measures to protect your finances and data. Moreover, while depositing, you don't share your debit card details. Therefore, that enhances your safety and security with this payment option.

What are ATM deposit fees?

These are the fees the payment provider imposes on deposit transactions. As a result, players will incur costs amounting to about N100 for deposits.

Can I use ATM deposits in mobile casinos?

Yes. The deposit process is the same whether you're playing at a desktop or mobile casino, the deposit process is the same. However, ensure you have your platform's payment code and user ID to make deposits.

How fast are ATM deposits with online casinos?

ATM casino deposits are usually processed instantly.